The Decatur County Bank is a business credit card from Decatur County Bank. The annual fee is $0 (Annual Fee: None in the card's rate table). The ongoing APR is 20.24% variable APR for purchases and balance transfers; varies with the Prime Rate (disclosures effective February 10, 2026) after a 0.00% introductory APR on purchases, balance transfers and cash advances for the first six (6) billing cycles introductory rate for 6 months. Signup bonus: Eligible for 25,000 bonus points. Rewards: Earn unlimited one point for every dollar spent. Loan terms: Revolving credit card; payment due date at least 25 days after the close of each billing period; no interest on purchases if the entire balance is paid by the due date.