The DreamSpring is a business loan from DreamSpring. The ongoing APR is Interest rate: 7.5% to 10% (fixed-interest rate pricing); APR: 7.76% to 14.24%. Approval typically requires a credit score of 650+ or higher. Typical credit limit: $50,000 to $2M. Loan terms: Five-year term and up to 20-year amortization; fixed interest rate.