The Denkyem Co-op is a business loan from Denkyem Co-op. The ongoing APR is No interest; one fee of 10% of the loan amount spread evenly over the 36-month term (Denkyem states this equals an annual interest rate or APR of about 6.4%). Typical credit limit: $10k-$100k. Loan terms: 3-year (36-month) term; revenue-based monthly payments; minimum payment $100 per month; early repayment allowed, with payments applied to principal and remaining fees waived.