The DuPont Community Credit Union is a home equity line of credit from DuPont Community Credit Union. The annual fee is $0 (no annual fee). The ongoing APR is Rates as low as: Premier Home Equity Plus (mortgage with DCCU) 6.50% (80%) / 6.75% (90%); Preferred Home Equity Plus (mortgage with another lender) 7.00% (80%) / 7.25% (90%) APR; variable on line balances; max APR 17%; rates accurate as of 09/18/2026. Typical credit limit: No closing costs for lines up to $400,000 (minimum $10,000 for no closing costs); options at 80% and 90% loan-to-value. Loan terms: 20 year draw period with an additional 15 year repayment period; convert up to 3 balances to 5- or 10-year fixed-rate segments.