The Eagle One Federal Credit Union is a home equity loan from Eagle One Federal Credit Union. The ongoing APR is APR as low as 5.99% (up to 5 years), 6.75% (10), 7.00% (15), 7.25% (20); effective October 1, 2025; based on creditworthiness. Typical credit limit: Minimum $5,000, maximum $400,000; up to 80% of the appraisal value less existing liens. Loan terms: Up to 20 years to pay it off.