The Delta Bank is a mortgage from Delta Bank. The ongoing APR is 10 yr fixed 7.440% rate / 7.575% APR; 10 yr fixed balloon (30 yr amortization) 7.580% / 7.671% APR; 7 yr fixed balloon (15 yr amortization) 7.420% / 7.547% APR; 7 yr fixed balloon (30 yr amortization) 7.450% / 7.564% APR; 15 yr fixed 7.700% / 7.799% APR (valid as of 10/05/2026 for credit score 720 or better; subject to change daily). Typical credit limit: Minimum loan amount $75,000; up to 89.9% of the purchase price or appraised value of the home (whichever is less). Loan terms: Fixed-rate terms of 10 or 15 years, or 7- and 10-year fixed-rate balloon loans with payments based on 15- or 30-year amortization.