The Credit Union ONE is a auto loan from Credit Union ONE. Application typically pulls a hard report from Experian. The ongoing APR is As low as 6.99% APR (up to 60 months) up to as low as 7.99% APR (up to 180 months, $40,000 minimum) (effective April 3, 2025). Typical credit limit: Up to $125,000. Loan terms: Up to 180 months.