The Dade County Federal Credit Union is a auto loan from Dade County Federal Credit Union. The ongoing APR is New auto: as low as 3.74% APR (36 months) to as low as 6.94% APR (96 months); used auto: as low as 4.24% APR (36 months) to as low as 6.24% APR (78 months) (rates effective September 28, 2026). Typical credit limit: Minimum $5,000 (minimum $20,000 for new 84-month and $85,000 for new 96-month terms). Loan terms: New: 36 to 96 months; used: 36 to 78 months.