The Ameriprise Bank, FSB is a personal credit card from Ameriprise Bank, FSB. Application typically pulls a hard report from TransUnion. The annual fee is $150 (waived for Ameriprise Achiever Circle Elite clients). Signup bonus: 15,000 bonus Rewards Points after $1,500 in eligible net purchases in the first 90 days of account opening. Rewards: 2 Rewards Points per $1 of eligible net purchases; 2.5% cash back value when points are redeemed into an eligible Ameriprise account. Typical credit limit: No preset spending limit (the issuer presets an upper limit for revolving balances and cash advances).