The Agriculture Federal Credit Union is a personal credit card from Agriculture Federal Credit Union. Application typically pulls a hard report from Equifax. The annual fee is $0. The ongoing APR is As low as 13.00% (Prime + 6.00%) after a 0% APR balance transfer offer for 12 months on balances from non-AgFed accounts (limited time; 4% fee or $15 minimum, whichever is greater) introductory rate. Typical credit limit: Credit limits up to $30,000.