The Randolph-Brooks Federal Credit Union is a personal credit card from Randolph-Brooks Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 11.20% to 18.00% variable, based on creditworthiness (disclosure accurate as of January 2026) after a 2.9% introductory APR for 18 billing cycles on balance transfers and cash advances made during the first 90 days of card opening; purchases not included introductory rate.