The Banner Bank is a business credit card from Banner Bank. The annual fee is No annual fee. The ongoing APR is 14.49% to 19.49% variable (as shown on the page on 2026-10-14) after a 0% introductory APR for 6 months on purchases introductory rate. Signup bonus: $300 cash rewards after $3,000 in spending within 3 months of account opening. Rewards: 2% cash rewards on business expenses; 1.5% on all other purchases, no cap.