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First National Bank of Waterloo — Personal Credit Card

The First National Bank of Waterloo is a personal credit card from First National Bank of Waterloo. Application typically pulls a hard report from TransUnion. The annual fee is $390. The ongoing APR is 19.24% to 28.24% variable, based on creditworthiness. Signup bonus: 50,000 points after $4,500 in purchases within 90 days. Rewards: 6X points on prepaid travel booked in the Rewards Center; 2X on other purchases.

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