Company Rewards Charge Card Visa® — TCM Bank is a charge card from TCM Bank. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 25.49% variable, applies only if the entire new balance is not paid by the due date; varies with the Prime Rate (disclosure accurate as of October 14, 2026). Rewards: Unlimited 1x point on every net dollar spent.