The Cape & Coast Bank is a personal credit card from Cape & Coast Bank. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 14.74% to 24.74% variable, based on creditworthiness; varies with the market based on the Prime Rate (disclosure accurate as of October 14, 2026) after a 0% introductory APR on purchases and balance transfers for twelve billing cycles from date of account opening introductory rate for 12 months. Loan terms: Revolving credit card; due date at least 23 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month.