The Bank of Lexington is a business credit card from Bank of Lexington. Application typically pulls a credit report from TransUnion. The annual fee is No annual fee. The ongoing APR is 16.49% to 25.49% variable, based on creditworthiness (after intro), varies with the Prime Rate after a 0% introductory APR for the first 18 billing cycles on purchases and balance transfers introductory rate. Rewards: 5% cash back on prepaid travel booked directly in the Travel Center.