The BOK Financial is a business credit card from BOK Financial. Application typically pulls a credit report from TransUnion. The annual fee is $0 introductory annual fee for the first 12 months. After that, $95 for Account Owners and $0 for Authorized Employees.. The ongoing APR is 18.49% to 25.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a No introductory APR introductory rate. Signup bonus: 20,000 bonus points (worth up to $200) when you spend $500 on the Authorized Officer's card within the first 90 days of account opening. Rewards: 2X points per $1 in your top two spend categories each month (automatic); 1X points per $1 on all other eligible purchases; 5X points on prepaid hotels and car rentals booked directly in the Travel Center. Loan terms: Revolving business credit card; due date 24-30 days after the close of each billing cycle; no interest on new purchases if the entire balance (or Plan Adjusted Balance) is paid in full by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum interest charge $1; optional Card ExtendPay fixed-payment plans.