Possible Advance — Possible Financial Inc. dba Possible Finance (or its banking partner Coastal Community Bank) is a personal loan from Possible Financial Inc. dba Possible Finance (or its banking partner Coastal Community Bank). The annual fee is $15 per month subscription (optional; non-subscribers can get smaller advances). Approval typically requires a credit score of No credit check or higher. Typical credit limit: Subscribers $50 to $300; non-subscribers $10 to $150 (first advances average $85). Loan terms: Repaid from the next paycheck; subscribers can split repayment into 4 installments; payments can be rescheduled for free.