The San Diego County Credit Union is a personal credit card from San Diego County Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.24%, 15.24%, 16.24%, 17.24% or 20.24% variable when you open your account, based on creditworthiness (rates effective October 14, 2026) after a No introductory APR introductory rate.