Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® — Barclays is a personal credit card from Barclays. Application typically pulls a hard report from TransUnion. The annual fee is $99. The ongoing APR is 19.74% to 29.74% variable (purchases and balance transfers after intro) after a 0% introductory APR on balance transfers for 15 months if made within 45 days of account opening introductory rate. Signup bonus: 60,000 Atmos Rewards points after $1,000 in purchases in the first 90 days, plus 10,000 more after $2,000 total within 180 days. Rewards: 3x on eligible Hawaiian Airlines and Alaska Airlines purchases; 2x on gas, dining and eligible grocery store purchases.