The Bank of Hawaii is a personal credit card from Bank of Hawaii. Application typically pulls a hard report from TransUnion. The annual fee is $99. The ongoing APR is 19.49% to 29.49% variable; cash advances 29.74% variable after a 0% introductory APR on balance transfers for 15 months if made within 45 days of account opening introductory rate. Signup bonus: 60,000 Atmos Rewards points after $1,000 in purchases in the first 90 days, plus 10,000 more after $2,000 total within 180 days. Rewards: 3x points on eligible Hawaiian and Alaska Airlines purchases; 2x on gas, dining and grocery; 1x on all other purchases.