The Barksdale Federal Credit Union is a personal credit card from Barksdale Federal Credit Union. Application typically pulls a hard report from Equifax. The annual fee is No annual fee. The ongoing APR is 7.9% (Platinum Share Secured w/ Rewards & Balance Transfer), 12.9% (Platinum Preferred w/ Rewards & Balance Transfer) or 15.9% (Platinum w/ Rewards & Balance Transfer), based on creditworthiness (table dated 02/2024) after a 4.99% introductory APR for 6 months on purchases, balance transfers and cash advances introductory rate. Rewards: Rewards on everyday purchases, redeemable for gift cards, travel, merchandise and more.