The Burke & Herbert Bank is a personal credit card from Burke & Herbert Bank. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 16.49% to 22.49% variable, based on creditworthiness; varies with the market based on the Prime Rate (disclosure accurate as of January 30, 2026; shown on a 6.75% Prime Rate) after a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles introductory rate. Signup bonus: 30,000 bonus points when you spend $2,500 during the first three months. Rewards: 1.5 reward points per dollar on net purchases, redeemable for merchandise, rental cars, hotels, airline tickets and more; no limit on points earned; points remain available for redemption for five years from the date earned; extra benefits include 24/7 concierge service, emergency card replacement, purchase protection and extended warranty services. Typical credit limit: Credit line of $5,000 or greater. Loan terms: Revolving credit card; due date at least 23 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month.