The U.S. Bank is a business credit card from U.S. Bank. Application typically pulls a credit report from TransUnion. The annual fee is $0. The ongoing APR is 17.99% to 29.99% variable, based on creditworthiness (terms accurate as of 10/2026). Signup bonus: $100 statement credit after $3,000 in Net Purchases in the first 3 months. Rewards: 5% back on the first $150,000 per calendar year of Net Purchases at Amazon-covered Sites (Amazon.com, Amazon Business, AWS, Whole Foods Market), then 1%; 5% on prepaid travel in the U.S. Bank Travel Center; 2% on the first $150,000 per calendar year in the top 3 spending categories outside Amazon, then 1%; 1% on all other Net Purchases. Requires the Business Owner to have an eligible Amazon Prime membership.. Loan terms: Revolving business credit card; due date 24-30 days after each billing cycle closes; no interest on new purchases if paid in full; ExtendPay plans (0% equal monthly payments at Amazon checkout instead of rewards; later plans carry ExtendPay fees up to 1.6% monthly). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).