The KeyBank is a business credit card from KeyBank. The annual fee is $0.00. The ongoing APR is 17.74% to 27.74% variable based on creditworthiness after a 0% for 6 billing cycles on purchases and balance transfers made in the first 60 days introductory rate for 6 months. Cash back: 1.5% unlimited cash back on all purchases; up to 2% with qualifying KeyBank business checking and Key Merchant Services accounts.