The U.S. Bank Smartly Checking is a funding product from U.S. Bank Smartly Checking. Signup bonus: Up to $450. Bonus tiers are $250 for $2,000-$4,999.99, $350 for $5,000-$7,999.99, and $450 for $8,000+ in qualifying direct deposits. Existing U.S. Bank consumer checking customers, customers who held one in the prior 12 months, and customers who received another U.S. Bank consumer checking bonus in the prior 12 months are ineligible. Offer expires September 8, 2026.