360 Checking — Capital One is a funding product from Capital One. Signup bonus: $300. Applicants are ineligible if they held a 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary holder on or after January 1, 2024. No minimum balance is required. Capital One assesses eligibility after the 75-day qualification window and may take up to 60 additional days to post the bonus.