The Chase Freedom Flex ® credit card is a personal credit card from Chase Freedom Flex ® credit card. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. Signup bonus: Earn a $200 bonus. Rewards: Earn 5% cash back on quarterly bonus categories (spend limits apply, must activate quarterly). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..