The World Mastercard is a personal credit card from World Mastercard. The annual fee is No annual fee*. The ongoing APR is null after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: One-time signup bonus of $100 cash back after spending $3,000 in the first 3 months after card opening.. Rewards: Earn cash back 2% cash back on travel & dining 3 1% cash back everywhere else 5 Additional 1% cash back at local merchants 4. Cash back: null.