The Platinum Mastercard ® is a personal credit card from Platinum Mastercard ®. The annual fee is No annual fee*. The ongoing APR is variable APR that is Prime + 5.74% to Prime + 13.74% applies based on creditworthiness* . The APR will not exceed 23.99% after a 0% introductory APR on purchases and balance transfers for 6 months introductory rate for 6 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: null. Cash back: null.