The COLLEGE REAL REWARDS CARD is a personal credit card from COLLEGE REAL REWARDS CARD. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR for the first 6 billing cycles introductory rate for 6 months. Signup bonus: Get 2,500 bonus points (worth up to $25) after your first purchase. Rewards: Earn 1.5 points for every $1 you spend on eligible purchases.