The RESERVE REWARDS+ CARD is a personal credit card from RESERVE REWARDS+ CARD. Application typically pulls a hard report from Experian. The annual fee is $390. The ongoing APR is 17.99% to 27.99% after a null introductory rate. Signup bonus: Earn 50,000 bonus points (worth up to $500) when you spend $4,500 within the first 90 days. Rewards: Enjoy premium rewards and benefits, plus receive 50,000 bonus points.