The Deerwood Bank is a personal credit card from Deerwood Bank. Application typically pulls a hard report from TransUnion. The annual fee is $390. The ongoing APR is 19.24% to 28.24% variable. Signup bonus: Earn 50,000 bonus points (worth up to $500) when you spend $4,500 within the first 90 days. Rewards: 6X points on prepaid airfare, car rental and hotel reservations booked directly in the Travel Center with your card; 2X points on all other eligible purchases. Loan terms: Revolving personal credit card; due date 24 - 30 days after the close of each billing cycle; no interest on new purchases if the entire balance is paid in full by the due date each month; interest on cash advances and balance transfers from the transaction date. This product reports activity to your personal credit report.