The U.S. Bank Cash+® Visa Signature® Card is a personal credit card from U.S. Bank Cash+® Visa Signature® Card. Application typically pulls a hard report from TransUnion. The annual fee is $. The ongoing APR is null after a 0% intro APR introductory rate for 15 months. Approval typically requires a credit score of 700+ or higher. Signup bonus: $200 cash back. Rewards: Up to 5% cash back on two categories you choose each quarter.. Cash back: null. Application rules: Recon: (800) 947-1444.