The Congressional Federal Credit Union is a personal credit card from Congressional Federal Credit Union. Application typically pulls a hard report from Equifax. The annual fee is No Annual Fee. The ongoing APR is 13.99% after a 0.00% introductory APR on purchases for 6 billing cycles; 3.99% introductory APR on balance transfers for 12 billing cycles introductory rate for 6 months. Signup bonus: Receive 25,000 rewards points after spending $1000 or more within 90 days. Rewards: 1.25 rewards points per dollar spent on net purchases; extra point on airline purchases; points redeemable for cash (minimum 2,500 points). This product reports activity to your personal credit report.