The Thrive by Congressional Federal Credit Union Visa Signature is a personal credit card from Thrive by Congressional Federal Credit Union Visa Signature. The annual fee is No Annual Fee. The ongoing APR is 13.99% after a 0.00% introductory rate for 6 months. Signup bonus: Spend $1000 in the first 90 days and receive 25,000 Points. Rewards: 25,000 Points.