The Truist Enjoy Beyond Credit Card is a personal credit card from Truist Enjoy Beyond Credit Card. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 18.74% - 27.74%. Signup bonus: 30,000 bonus points after you spend $1,500 on purchases in first 90 days after account opening. Rewards: 3x points per $1 spent on airfare, hotels, and car rentals; 2x points per $1 spent on dining; 1x points per $1 spent on all other eligible purchases.