The Truist Enjoy Cash Credit Card is a personal credit card from Truist Enjoy Cash Credit Card. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.74% - 27.74% after a 0% intro APR introductory rate for 12 months. Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases OR 1.5% cash back on all eligible purchases.