The Excursion™ Visa Signature® is a personal credit card from Excursion™ Visa Signature®. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is null after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: Earn $50 cash back when you spend $500 in the first 60 days.. Rewards: Earn unlimited 1% cash back on all other purchases.. Cash back: Earn 2% cash back on air travel, hotels, dining at restaurants, including takeout and delivery services, and more..