The Visa® Signature is a personal credit card from Visa® Signature. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is null after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months.. Rewards: Earn 1.5 points per dollar on all your net purchases.. Cash back: null.