The Visa® Signature Travel Bonus is a personal credit card from Visa® Signature Travel Bonus. Application typically pulls a hard report from Experian. The annual fee is $0 annual fee.. The ongoing APR is 17.74% 23.74% variable APR after a 0% Intro APR for 12 months on purchases and balance transfers. introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months.. Rewards: Earn 1.5 points per dollar on all your net purchases.. Cash back: null.