The Brooks Bank is a personal credit card from Brooks Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 17.74% to 23.74% variable after a 0% for 12 months on purchases and balance transfers introductory rate for 12 months. Signup bonus: 30,000 bonus points after $2,500 spent in the first 3 months. Rewards: 1.5 points per dollar on net purchases. This product reports activity to your personal credit report.