The Rewards Platinum Visa® is a personal credit card from Rewards Platinum Visa®. Application typically pulls a hard report from Experian. The annual fee is $0 annual fee.. The ongoing APR is 14.74% to 24.74% variable APR after a 0% Intro APR for 12 months introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel and activity options.. Cash back: null.