The Sterling United Federal Credit Union is a personal credit card from Sterling United Federal Credit Union. The annual fee is No annual fee. The ongoing APR is 9.50% (credit disclosure accurate as of 06/15/2023) after a 0% intro APR for 12 months on purchases; 0% for 6 months on balance transfers introductory rate for 12 months. Rewards: added rewards. Typical credit limit: higher credit limits. This product reports activity to your personal credit report.