The Visa Platinum Rewards Credit Card is a personal credit card from Visa Platinum Rewards Credit Card. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.90% APR after a 0% APR introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: 10,000 bonus points with $1,000 spend in 90 days. Rewards: 1X rewards for every $1 spent. Typical credit limit: $25,000.