The Visa Signature ® College Real Rewards Card is a personal credit card from Visa Signature ® College Real Rewards Card. Application typically pulls a hard report from Experian. Signup bonus: 2,500 bonus rewards points awarded after first purchase. Rewards: Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Cash back: 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.