The Premier Rewards American Express ® Card is a personal credit card from Premier Rewards American Express ® Card. Application typically pulls a hard report from Experian. Approval typically requires a credit score of 650-700 or higher. Signup bonus: 2,500 bonus rewards points awarded after first purchase. Rewards: Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Cash back: 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..