The Cash Rewards American Express ® Card is a personal credit card from Cash Rewards American Express ® Card. Application typically pulls a hard report from Experian. Approval typically requires a credit score of 650-700 or higher. Signup bonus: One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.. Rewards: You will earn 1 Reward Point for each dollar of eligible Net Purchases charged to your Account during each billing cycle.. Cash back: $25 cash back awarded after first purchase. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..