The Preferred Cash Signature Visa® Credit Card is a personal credit card from Preferred Cash Signature Visa® Credit Card. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 16.24% - 23.90% after a 0.00% introductory rate for 12 months. Signup bonus: $100 Sign-up Bonus. Rewards: 1.5% Unlimited Cash Back. Cash back: 1.5% Unlimited Cash Back. Typical credit limit: $500 - $30,000.