The Mastercard™ Platinum Rewards is a personal credit card from Mastercard™ Platinum Rewards. The annual fee is null. The ongoing APR is 14.75% to 18.00% APR* after a 0% intro rate for 12 months* introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: Redemptions begin at under 1,000 points. Rewards: Earn 1.5 points for every $1 purchase+ with our free CURewards program. Cash back: Redeem points online for CASH, dining, merchandise, gift cards (including Amazon®, Target® and dozens more), and travel rewards.